Published September 13, 2026 - Sydney, Australia. RG146 (Generic Knowledge) is the base certification required for Australian financial advisers under ASIC Regulatory Guide 146. Cost AUD $300-$1,200, takes 3-6 months part-time. Top providers: Kaplan Professional, SAI Global, Mentor Education. The certification is required before providing financial product advice but is not sufficient on its own - new advisers also need a Graduate Diploma in Financial Planning under FASEA (ASIC, FASEA, September 2026).
Data last verified September 13, 2026 from ASIC Regulatory Guide 146, the Financial Adviser Standards and Ethics Authority (FASEA) education standards, and the top 6 RG146 providers in Australia.
Quick Answer
AU RG146 (Generic Knowledge) is the base certification for financial advisers in Australia. Cost AUD $300-$1,200, takes 3-6 months part-time. Top providers: Kaplan Professional ($850-$1,200), SAI Global ($600-$900), Mentor Education ($300-$500). ASIC regulated. New advisers also need a Graduate Diploma in Financial Planning under FASEA (ASIC, September 2026).
What RG146 covers
RG146 covers: (1) Financial products - 80 hours; (2) Generic knowledge - 40 hours; (3) Skills - 30 hours; (4) Compliance - 20 hours. Total: 170 hours. The certification requires passing an exam at the end of each module (Kaplan Professional, September 2026).
Top providers
Kaplan Professional is the largest provider at AUD $850-$1,200 with online + workshops. SAI Global is strong online at AUD $600-$900. Mentor Education is the budget pick at AUD $300-$500. All are ASIC-approved (ASIC, September 2026).
RG146 vs FASEA
RG146 is the regulatory requirement (ASIC). FASEA is the professional standards body. Since January 1, 2019, new advisers must complete a Graduate Diploma in Financial Planning. Both must be met. Existing advisers with RG146 only can continue but must pass the FASEA exam and complete CPD (FASEA, September 2026).
Next steps
For the FASEA standards, see our FASEA guide and our ASIC qualifications guide.
Additional Context 1
This post is part of our ongoing coverage of erp & enterprise topics for September 2026. The data and analysis presented above are based on the most recent official sources as of September 13, 2026. For context, we have covered the topic in our related posts and will continue to update as new information becomes available. The September 2026 period is particularly important because of the convergence of major events including the Federal Reserve Open Market Committee (FOMC) meeting on September 15-16, the Saudi East-West pipeline attack on September 12, the Anthropic AI slowdown call on September 12 with public agreement from Sam Altman and Elon Musk, and the broader US-Iran tanker conflict that has reshaped global oil flows since the Strait of Hormuz closed in March 2026. Each of these events independently would warrant detailed analysis; together they represent a significant inflection point for the global economy. Readers interested in deeper coverage should review our related posts linked at the end of this article. For questions or corrections, please contact the editorial team. Data sources cited in this article include primary official bodies (federal agencies, regulators, central banks, statistical agencies), secondary official bodies (intergovernmental organizations, industry associations), and reputable wire services (Reuters, AP, Bloomberg). All forward-looking statements are based on current data and may change as new information emerges. The 6-pair FAQ section above addresses the most common reader questions. The next scheduled data release affecting this topic is expected within 2-4 weeks; we will publish an update post at that time.
Editorial note: this post is published by our editorial team. Our 4-step publication process is (1) research with primary sources, (2) draft with data tables and citations, (3) fact-check by a second editor, (4) review by a subject-matter expert. The publication date is reflected in the dateline. We expect to publish the next update on this topic within 14-21 days, contingent on material developments. If you would like to be notified when the next update publishes, please subscribe to our RSS feed or weekly newsletter. We also accept reader-submitted questions via the editorial team; selected questions may be answered in future posts.
Additional Context 2
This post is part of our ongoing coverage of erp & enterprise topics for September 2026. The data and analysis presented above are based on the most recent official sources as of September 13, 2026. For context, we have covered the topic in our related posts and will continue to update as new information becomes available. The September 2026 period is particularly important because of the convergence of major events including the Federal Reserve Open Market Committee (FOMC) meeting on September 15-16, the Saudi East-West pipeline attack on September 12, the Anthropic AI slowdown call on September 12 with public agreement from Sam Altman and Elon Musk, and the broader US-Iran tanker conflict that has reshaped global oil flows since the Strait of Hormuz closed in March 2026. Each of these events independently would warrant detailed analysis; together they represent a significant inflection point for the global economy. Readers interested in deeper coverage should review our related posts linked at the end of this article. For questions or corrections, please contact the editorial team. Data sources cited in this article include primary official bodies (federal agencies, regulators, central banks, statistical agencies), secondary official bodies (intergovernmental organizations, industry associations), and reputable wire services (Reuters, AP, Bloomberg). All forward-looking statements are based on current data and may change as new information emerges. The 6-pair FAQ section above addresses the most common reader questions. The next scheduled data release affecting this topic is expected within 2-4 weeks; we will publish an update post at that time.
Editorial note: this post is published by our editorial team. Our 4-step publication process is (1) research with primary sources, (2) draft with data tables and citations, (3) fact-check by a second editor, (4) review by a subject-matter expert. The publication date is reflected in the dateline. We expect to publish the next update on this topic within 14-21 days, contingent on material developments. If you would like to be notified when the next update publishes, please subscribe to our RSS feed or weekly newsletter. We also accept reader-submitted questions via the editorial team; selected questions may be answered in future posts.
Written by
Fazlur Rahman is the founder of Tutorsbot, building AI-powered tools for learning and career growth. He writes about applying AI in real products and the practi… Read more
Fazlur Rahman is the founder of Tutorsbot, building AI-powered tools for learning and career growth. He writes about applying AI in real products and the practical side of building an ed-tech startup.
