How does JPMorgan Chase analyst pay compare with the national average?
A JPMorgan Chase starting base sits just under the national median for financial and investment analysts, and the first-year package closes most of that gap.
The Bureau of Labor Statistics put the national median for that occupation at $102,740 a year in May 2025, which works out to $49.39 an hour.
The spread around that median is wide. The 10th percentile sat at $63,720, the 25th at $79,290, the 75th at $133,340, and the 90th at $180,860. In other words, the occupation runs from small-town finance offices to high-paid market and private equity roles (Bureau of Labor Statistics, May 2025).
The JPMorgan Chase financial analyst starting salary lands in the middle of that distribution rather than above it, which is worth knowing before you compare offers with other banks or with private-sector analyst roles.
National pay for financial and investment analysts, BLS May 2025| Measure | Annual wage | Hourly equivalent |
|---|
| 10th percentile | $63,720 | $30.63 |
| 25th percentile | $79,290 | $38.12 |
| Median | $102,740 | $49.39 |
| 75th percentile | $133,340 | $64.11 |
| 90th percentile | $180,860 | $86.95 |
| Mean | $116,800 | $56.15 |
Hourly equivalents divide the annual estimates by 2,080 hours. The BLS figures exclude bonuses and stock, which is why bank pay looks lower on paper than in the bank.
What bonus and equity can you expect as an analyst?
Expect a bonus that runs roughly 15 to 25 percent of base in a normal year, plus stock that vests over three years. Wall Street Oasis reports an average bonus of $18,500 across the company, which sits at that range when measured against the $80,000 average base.
Junior analysts are usually measured on individual output and on the business they support, so the bonus pool is shared out by performance and level. Senior analysts are measured on business results, which is where the wide $294,000 ceiling on Levels.fyi comes from.
Ask about the target bonus percentage, not the bonus history, when you compare two offers. A 20 percent target on a $90,000 base is $18,000 on paper, and that is the number to negotiate against.
What benefits come with a JPMorgan Chase analyst job?
The benefits are among the strongest in banking, and the 401(k) match is the number to pay attention to.
The 2026 US benefits program matches 100 percent of your contributions on the first 5 percent of base pay, up to a $6,000 limit, with the company match vesting after three years.
The employee stock purchase plan lets you buy shares at a 5 percent discount on contributions of up to 20 percent of base salary.
Health coverage includes medical, dental, vision, mental health, and prescription drug plans for you and eligible dependents, plus 24/7 virtual doctor visits and free expert second opinions.
JPMorgan Chase analyst benefits for 2026| Benefit | What it includes |
|---|
| 401(k) match | 100 percent of contributions on the first 5 percent of base pay, up to $6,000, vesting after three years |
| Employee stock purchase plan | 5 percent discount, contributions up to 20 percent of base salary |
| Health plans | Medical, dental, vision, mental health, and prescription coverage for you and eligible dependents |
| Mental health support | Spring Health coaching and counselling sessions, plus an employee assistance program |
| Wellness accounts | Medical reimbursement account funded by wellness activities, discounted access to 10,000 plus fitness centers |
| Tuition assistance | Up to $7,000 for job-related study |
| Other support | Adoption and fertility assistance, volunteer time off, charitable giving match up to $1,000, travel insurance |
The JPMorgan Chase financial analyst starting salary is therefore only part of the offer. At an $85,000 base, the company match alone is worth up to $4,250 a year, and the stock purchase plan discount adds more on top.
Which JPMorgan Chase analyst programs hire new graduates?
JPMorgan Chase hires new analysts through named full-time analyst programs rather than a general graduate hiring round.
The Global Finance and Business Management Analyst Program places people into business management and finance roles, while the CIB Research and Analytics full-time analyst program covers banking, markets, research, data analytics, and product teams.
The firm reports 318,000 plus employees globally, around 65,000 technologists, and more than 500 training and development programs.
It also notes that 80 percent of its US postings for experienced hires did not require a bachelor's degree in 2024, which tells you how much weight the firm puts on skills-based hiring (JPMorgan Chase Careers, 2026).
Analyst postings usually ask for a bachelor's degree, analytical or finance coursework, and evidence of problem solving. The earlier you apply, the more roles you see, because analyst hiring runs on a fixed annual cycle.
How does JPMorgan Chase analyst pay compare with other finance jobs?
JPMorgan Chase analyst pay lands near the middle of the finance occupation group, above teller and branch banking pay and below specialist market roles.
The Bureau of Labor Statistics puts personal financial advisors at a $105,070 annual median, slightly above the $102,740 analyst median, while first-line supervisors of retail sales workers sit far lower at $48,520.
That comparison matters when you weigh an analyst offer against a branch banking role, a corporate finance job, or a consulting position. The base is similar, but the bonus structure, the equity, and the hours are not.
Related US finance and service roles, BLS May 2025 medians| Role | Annual median | Hourly equivalent |
|---|
| Tellers | $43,030 | $20.69 |
| First-line supervisors of retail sales workers | $48,520 | $23.33 |
| Financial and investment analysts | $102,740 | $49.39 |
| Personal financial advisors | $105,070 | $50.51 |
How do you get hired as a JPMorgan Chase financial analyst?
Apply early to the analyst programs, prepare for a testing and interview loop, and be ready to talk through one piece of analysis in detail.
Applications for the full-time analyst cycle open each year for the following intake, and the process typically includes online assessments, a video interview, and a final conversation with the hiring team.
Prepare two things. First, be ready to explain any valuation, modelling, or data work you have done, including the assumptions behind it. Second, know the business the programme sits in, because the same financial analyst title covers very different work in commercial banking, markets, and research.
Ask about the base, the target bonus percentage, the first bonus date, and the sign-on payment if one is offered. Those four answers turn the JPMorgan Chase financial analyst starting salary into a package you can actually compare.
Pay, bonus, and benefits terms change often. Check the current JPMorgan Chase postings and benefits documents before you apply, and confirm the base, target bonus, and sign-on terms in writing.
Next steps
Compare the whole package rather than the base alone, and check what the bonus target is worth in your first year.
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Fazlur Rahman
