13 articles — career tips, tech guides and industry insights
13 articles in Mortgage & Interest Rates
OCT
29
Closing costs for buyer usually run 2 to 5 percent of the home price. See the line items, a worked 400,000 dollar example, and which fees you can negotiate.
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16
RBA deputy governor Andrew Hauser says the AI data-centre investment boom means rates will rise 'further than otherwise'. Business investment is 12.6% of GDP — the highest since the mining boom (CEDA) — and markets price 75% odds of a September hike to 4.6%.
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Fed September 2026 rate hike impact on credit card APR: prime rate rises to ~8.50%, adding 25bp immediately. A $20,000 balance sees roughly $300 in extra annual interest. Variable-rate cards only; fixed-rate cards unaffected.
Mortgage rates September 15, 2026: 30-year fixed 6.83-7.10%, 15-year fixed 6.10-6.18%, 30-year FHA 6.27%. Markets price 83-90% odds of a 25bp Fed hike Wednesday. Lock-or-float framework and rate forecasts for late 2026.
FOMC September 16, 2026 decision preview: markets price 83-90% odds of a 25bp rate HIKE. Fed Chair Kevin Warsh's first September meeting under Trump pressure. Aug CPI +0.4% headline, core +0.3% m/m hot. Goldman expects hike; Credit Agricole leans hold. SEP dot plot included.
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Mortgage rates September 13, 2026: 30-year fixed 6.85-7.12% across surveys. 15-year fixed 5.98-6.18%, 30-year jumbo 7.12-7.28%, 5/1 ARM 6.18-6.42%. Up from 6.73% on September 10 after CPI + Saudi pipeline shock.
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15-year fixed refinance rates averaged 6.10-6.18% on September 11, 2026 (Mortgage Research 6.10% +0.12bp, MND 6.12%, Bankrate 6.18%). 30Y-15Y spread ~65-70bp (wider than 50bp historical avg) - attractive for homeowners with 7+ years left.
Canada mortgage rates September 2026: 5-year fixed 5.19-5.49% (Big-5 bank posted), 5-year variable 5.45-5.85%. BoC holds at 3.00% (75bp of cuts since June 2024). Next BoC decision Oct 22 - markets pricing 60% odds of 25 bp cut. Stress test rule 5.25% or contract+2%.
UK mortgage rates September 2026: 2-year fixed 4.77% (75% LTV), 5-year fixed 4.80%. BoE base rate 3.75% (cut from 4.00% in June). Markets pricing 50/50 on Sep 17 MPC hold vs cut. 2yr-5yr spread only 3bp - advisors recommend 5yr.
FHA mortgage rates September 12, 2026: 30-year FHA at 6.27% (+11bp post-CPI). Lowest agency option for first-time buyers - typically 50-75bp below conventional conforming. Down payments as low as 3.5%, MIP 0.55% annually.
Mortgage rates September 12, 2026: 30-year fixed jumped post-CPI to 6.83-7.10% across daily surveys (Yahoo 6.83% +19bp, Mortgage Research 6.91%, US News 7.10%). 10-year Treasury +13bp to 4.31% after hot core CPI print.
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Mortgage rates September 11, 2026 — 30-year fixed at 6.73-6.83%, 15-year fixed at 6.12-6.21%. Today's CPI report and Fed meeting preview will set the near-term direction.
